My name is Michelle Turner and I am begging for your help as a last resort! My story is a very difficult story to tell. About seven years ago my husband and I purchased a home from my parents. My parents had obtained the home after my great uncle had passed away. We were young and stupid to think that family and money could mix! We went to the bankand askto borrow the money to purchase the home from my parents. The bank let us borrow the money as long as we purchased title insurance, so we purchased title insurance and borrowed the money for the home. My parents recieved the money and we moved into our new starter home. We remodled the bathroom and some other things. After about six months of living in the home we recieved a letter in the mail stating that someone had contested the will and was awarded the home. So we had to move out of our home with our two young sons imediatley. We went to court several times over the course of the past seven years and learned alot of valuable lessons. First off the Circuit Clerks office made a mistake and didn't file their paperwork in the proper manner. Therefor we purchased a home that was tied up in court. So the lady that sold us the title insurance policy had to pay the title insurance company for the circuit clerks mistake and the title insurance company paid the bank for their loss, but no one paid us for our loss. We decided to cut our losses and move on. I quit my job to pursue a career in nursing. I started LPN school and thought all was finally over. Boy was I wrong! I got home from school one day and recieved a letter in the mail that stated my husbands wages were going to be garnished 25% for $20,000 that we owed the bank for court costs. We had no idea that we owed any money. The bank never notified us and my parents never told us that they agreed on our behalf that we would pay the money. My parents knew for over a year that they agreed that we would pay the $20,000 and never told us. When we asked the bank president why he never notifoed us that we owed the money all he had to say is that he told my parents. So now we can't pay our bills and we are at risk of being homeless again. We have two young sons and I can't possibly tell them that we have to move again because their granny and papa did something so wrong. My parents already owed me $5000 for some material that they charged to my home depot card on my little sisters behalf. My sister has two kids and needed a place to live so my parents decided to build her an apartment in their pole barn. My dad asked to borrow my home depot card but promised to pay the bill, but he never did. I was angry about that but had decided that it was only $5000 and wasn't going to let it get my family down. My parents have since kicked my sister and her two kids out and are now collecting rent money on the apartment. I can't believe my parents and the things that they do! So I am left paying $5000 for an apartment that my parents are benefiting financially from, and $20,000 for a home that I paid $60,000 (to my parents) for that wasn't even theirs to sell. I just don't know what else to do so I am begging for help! If you can help me legally, financially, or mentally I would greatly appreciate it!
Talking about:
1 posts
309 visits
309 visits
Family in Crisis
Oct 7, 2009
Sep 26, 2009
Sep 25, 2009
Dec 12, 2008
Dec 10, 2007
Dec 9, 2007
Oct 8, 2006
